Your trusted wallet companion

Pay and move money on the Go

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Controlled by you, secured by us

Self-custody. We never have access.

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Join CloovaPay Rewards

Turn your everyday payments into valuable rewards.

Refer your friends
and win
up to ₦10,000 Niara

₦10,000 Naira

T&C apply • Limited winners

₦100,000 Naira up
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Your daily check-in,
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Earn $100 on your first
giftcard transaction
up to $1,000!

+$100

10% treat • Limited time

Smarter protection on every tap

Your payments stay secure, no matter where you go.

Security visualization

Your money and cards, perfectly organized

Designed to help you manage, track, and spend effortlessly.

Security visualization

All your essentials in one smart wallet

A simple, unified wallet built for daily use.

Security visualization
TradingView Technology

Make CloovaPay your daily wallet

Designed for your daily rhythm—CloovaPay keeps every payment simple, secure, and ready whenever you are.

CloovaPay FAQ

What is CloovaPay all about?

CloovaPay is your all-in-one digital wallet built for everyday payments, secure storage, and seamless management of your money and cards.

Is CloovaPay safe to use?

Yes. CloovaPay uses encrypted storage, multi-layer authentication, fraud protection, and real-time alerts to keep your money and activity safe.

What can I store in CloovaPay?

You can store money, saved cards, bills, transfers, and payment methods—all organized in one clean, simple home.

What can I do with CloovaPay?

Send and receive money, manage cards, pay bills, fund your wallet, and make secure daily transactions with ease.

How does CloovaPay protect my transactions?

Every tap is backed by intelligent fraud monitoring, instant alerts, data encryption, and identity verification.

Can I use CloovaPay for everyday payments?

Absolutely. CloovaPay is built as your daily wallet—fast, reliable, and always ready for your routine from morning to night.

Why choose CloovaPay?

Clean design, powerful security, fast payments, and a wallet built to keep your money organized and protected—every day.