Refer your friends and win up to ₦10,000 Naira
₦10,000 Naira
T&C apply • Limited winners
Join CloovaPay Rewards
Turn your everyday payments into valuable rewards.
₦100,000 Naira up for grabs!
₦100,000
Pay bill up to ₦100,000 Naira to stand a chance
Your daily check-in, your daily reward
Up to ₦200,000
T&C apply • Limited winners
Earn $100 on your first giftcard transaction up to $1,000!
+$100
10% treat • Limited time
Smarter protection on every tap
Your payments stay secure, no matter where you go.
Your money and cards, perfectly organized
Designed to help you manage, track, and spend effortlessly.
All your essentials in one smart wallet
A simple, unified wallet built for daily use.
Make CloovaPay your daily wallet
Designed for your daily rhythm—CloovaPay keeps every payment simple, secure, and ready whenever you are.
CloovaPay FAQ
What is CloovaPay all about?
CloovaPay is your all-in-one digital wallet built for everyday payments, secure storage, and seamless management of your money and cards.
Is CloovaPay safe to use?
Yes. CloovaPay uses encrypted storage, multi-layer authentication, fraud protection, and real-time alerts to keep your money safe.
What can I store in CloovaPay?
You can store money, saved cards, bills, transfers, and payment methods—all organized in one clean home.
What can I do with CloovaPay?
Send and receive money, manage cards, pay bills, fund your wallet, and make secure daily transactions with ease.
How does CloovaPay protect my transactions?
Every tap is backed by intelligent fraud monitoring, instant alerts, data encryption, and identity verification.
Can I use CloovaPay for everyday payments?
Absolutely. CloovaPay is built as your daily wallet—fast, reliable, and always ready for your routine.
Why choose CloovaPay?
Clean design, powerful security, fast payments, and a wallet built to keep your money organized and protected—every day.