One Platform. Every Feature You Need.
CloovaPay is more than payments. Pay any bill, move and manage money, shop globally, trade giftcards, and do it all securely, instantly, and with ease.
5+
Integrated services
50k +
Payments processed daily
Swift & secure
Wallet payments
All Your Money, All In One Place
Easy Bill Payments
Instantly pay utilities, TV, airtime, internet, and more—no queues, no fuss.
Giftcard Trading
Buy and sell giftcards instantly and securely. Exchange for Naira or spend globally.
Send & Receive Money
Move funds instantly between CloovaPay users or bank accounts.
Virtual Cards
Create safe, secure cards for shopping, subscriptions, travel, and more.
Rewards & Cashback
Earn bonuses when you refer, pay bills, or check in daily.
24/7 Support
Live chat, email, and WhatsApp—friendly help anytime.
Trusted & Secure
Top-grade encryption, fraud monitoring, and regulatory compliance.