Earn More with CloovaPay Referrals
Invite friends, pay bills, trade giftcards, and check in daily. Unlock instant rewards and special bonuses every step of the way.
Refer, participate, and win—because the more you share, the more you earn!
Why Join CloovaPay Referral & Rewards?
Refer & Win
Invite friends and both of you earn up to ₦10,000 in instant bonuses for every successful referral.
Pay & Earn
Pay bills and enter exclusive draws. Pay up to ₦100,000 for a chance to win ₦100,000.
Daily Check-in
Earn bonuses every day you log in. Win up to ₦200,000 monthly.
How to Earn
- 1. Sign up or log in to CloovaPay.
- 2. Refer friends, pay bills, check in daily, or trade giftcards.
- 3. Track your rewards in your dashboard.
Referral Program FAQ
Everything you need to know about earning rewards with CloovaPay.
How do I refer friends?
Share your link from your dashboard. After their first successful transaction, both of you earn rewards.
When are rewards credited?
Instantly or within promo timelines—usually right after they make a qualifying transaction.
Are there earning limits?
Some prizes have caps. Check each promotion for details.
Can I combine referrals with other promotions?
Yes—referrals + bills + check-ins + giftcards = more earnings.
Start Earning Rewards Today!
Join CloovaPay’s referral program and enjoy bonuses, cashback & exclusive prizes.
Join & Earn Now