Invite friends, pay bills, trade giftcards, and check in daily. Unlock instant rewards and special bonuses every step of the way.
Refer, participate, and win—because the more you share, the more you earn!
Invite friends to CloovaPay and both of you earn up to ₦10,000 in instant bonuses for every successful referral.
Every time you pay bills on CloovaPay, you’re entered into exclusive draws. Pay up to ₦100,000 for a chance to win ₦100,000.
Get rewarded simply for opening CloovaPay each day. Rack up points and stand a chance to win up to ₦200,000 every month!
Earn $100 on your first giftcard transaction — up to $1,000 bonus and 10% extra treat for a limited period!
Everything you need to know about earning rewards, inviting friends, and maximising your bonuses with CloovaPay Referrals.
Find your unique referral link in your CloovaPay dashboard. Share it with friends, and you’ll both earn rewards after their first successful transaction!
You’ll receive your bonus instantly or within the timeline stated in each campaign’s terms (most times, right after your friend makes a qualifying transaction).
Some prizes have a maximum or are only for limited winners. Make sure to check each promotion’s details for any caps or special conditions.
Yes! You can earn referral bonuses and also qualify for rewards from bill payments, check-ins, and other running promos at the same time.
Join CloovaPay’s referral program and unlock instant bonuses, cashback, and exclusive prizes. The more you participate, the more you earn.
Join & Earn Now